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Buy Here Pay Here Dealers has tried to obtain the best information about cars and credit for you on the web. Rebuilding Credit After Bankruptcy - 3 Things To Watch Out For By Carrie Reeder Now that you’ve erased all of your bad credit, you’ll want to start rebuilding your credit. To your amazement, flyers keep coming in the mail offering you credit cards, car loans, even mortgages. As tempting as it may be to jump right back into debt, you’re better off starting small and choosing your lenders wisely. Predatory lenders will attempt to prey on your previous misfortunes. Before you attempt to start rebuilding your credit, read this article, and learn what you need to watch out for in order to keep your credit in good standing: Credit Cards with Outrageous Terms If you thought that you’d never get approved for another credit card again, you might jump at that first pre-approved application that arrives in your mailbox. But before you decide what credit card is right for you, do some research. The Internet is a great place to compare credit card offers, and you would be wise to utilize it. Don’t apply for cards with high interest rates, low credit limits, and high annual fees if you can get a different card from a reputable lender that will offer you better terms. Reputable lenders also report to all three major credit bureaus monthly, so they’re better sources of rebuilding credit. Buy-Here-Pay-Here Car Lots Don’t feel flattered when a buy-here-pay-here car lot offers you a loan. These people will loan money to anyone. Even worse, they charge high interest rates, and they usually only carry used cars in less-than-perfect condition. However, this won’t stop them from charging an amount that is significantly higher than the blue book value of the car. Between that and the high interest rate, you’re destined to end up upside-down in the loan. The best you can hope for from these dealerships is that you get a car that lasts long enough for you to pay off your loan. Additionally, in general, these dealerships only report to credit bureaus when you default on the loan. Here is a list of recommended Auto Lenders online. It's important to use a reputable lender online to make sure your personal information is secure. Sub-Prime Mortgages If you can, wait a couple of years after your bankruptcy has gone through before you apply for a mortgage loan. If you start small and prove that you can handle your small debts, within two years you will likely be able to qualify for a mortgage that is not sub-prime. This means lower interest rates. On a home loan, an interest rate that is even one point higher can cost you thousands of dollars of the life of the loan. If you’ve struggled to find a reputable House Loan With Bad Credit, visit ABC Loan Guide. They also have helpful information about Credit Debt Elimination services as well. Article Source: http://EzineArticles.com/?expert=Carrie_Reeder

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News in brief

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J.D. Power and Associates Reports: Wireless Customers Are Contacting Their Service Providers Through Retail and Online ...

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White Pine County Sheriff's Blotter

JULY 19 REPORT OF AN ARREST: City - officer observed a vehicle that had violated a traffic law. Officer stopped the vehicle and identified the operator as Gretchen Westreicher, age 44 of Ely. During the officer's investigation Westreicher was arrested for DUI No. 1 and no driver's license in possession

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Weekly planner

AN EVENING OUT Gary Alumni chapter, Kappa Alpha Psi fraternity 65th anniversary, 6 to 11 p.m. Friday , Marquette Park Pavilion, 1 N. Grand Blvd., Gary, cash bar, dinner, music and dancing, $40 per person, (708) 539-5873 Sounds at Sunset summer concert series, 6:30 to 8 p.m. Sunday, Heritage Park gazebo, 1154 Ridge Road, Munster, R-Gang performs this week, in case of inclement weather concert ...

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Police log

ARRESTS Tuesday, July 20 At 6:40 p.m., Steven J. Black, 25, of 88 Saunders St. Apt. 2, North Andover, was arrested and charged with failure to wear a seat belt, speeding and driving with a suspended license; also on a warrant for driving with a suspended license.

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Mesa Police: Girl raped, boyfriend robbed during drug deal setup

Police said the two were lured to an abandoned house in south-central Mesa.

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